Twin: duvet cover, dust ruffle, King sham Full and Queen: duvet cover, dust ruffle, 2 Standard shams Insert is not included. You can custom choose and place your fabric. Fabric choices can be found by clicking on the link below. Each Angel Song fabric is part of a fabric collection. Each collection is individually priced for our custom products with some more expensive than others. Non custom fabric placement choices are pre-calculated for you when you choose your fabric collection from the drop down menu. The manufacturer will choose where to place the fabric. If you would like to create your own custom fabric placement, please print the drawing located in the "View More Images" link below the image. If you would like a quote for the custom fabric, please email us at info@kidsdecorandmore.com. Click here to view the standard (non-custom) fabric collections